maybe what I was getting at was that, right from the word go, of the formation of a black hole. That the potential for an infinite(well at the limit) amount of energy to be radiated out from the event horizon, that there is no creation of a singularity.
Even if the radiation is quantisized, the matter and energy would be shoveled out, from within the event horizon, leaving the more classical model of what was happening, ie the formation of an event horizon, which matter existing as a shell of exotic space-time-matter.(the second part, obviously ATM). A shell surrounding a volume of space that does not exist.
And then you have a model of what actually would appear to be happening, if you could observe it.
That is, you would get growing spheres of exotic space-time matter that combine, by the trillion, inside a dying star, to form eventually a large sphere of this exotic material, every point within which, could be considered to be ON the event horizon(from the out side anyway). A bit odd I know.
I once read that it was being considered that some sort of exotic material existed, in place of a singularity. Which lead me to consider that I may not be so far off the beaten track.
One thing I like about this idea is, that for Hawking radiation to work, bits of the space-time material just return to being more conventional material, break off and just radiate away.
If something fell into this space-time material, information wise, and from the perspective of the object, although it would be converted to space-time matter, epistemologically or as a sytem of information, or as a reference frame, it perhaps might carry on existing as a piece of matter. So all previous explanations and understandings of what goes on within the event horizon, might STILL apply.

Although I'm not sure about a singularity.....