Secondly, i have read in one of my science books "the universe explained," that when a particle passes on a trajectory that eventually puts it on a rough "tangent" (ps. is this the correct word, considering that a black hole is spherical, or at least its event horison is, or something) with a black hole, then some electrons can be sheared off, and the universe looses mass, ore energy, or some such thing. well, by my understanding of what a black hole is - the singularity thing - then the black hole is a part of the universe, so the universe loses no mass, or energy.